About

Providing a safe place for savings and loans in our community

Cobh Credit Union is a local not for profit financial institution. We provide a safe place for savings and loans in our community. Established in 1964, proud of our heritage and continues to be governed by our Members and voluntary Board of Directors.

Mission Statement

“To be the number one choice for all our members personal financial needs”

The Future

The future of the Credit Union lies in the hands of its owners – the Members. We will continue to listen to members so that we can offer the best personal finance service available.

Credit Union Principles

Credit Union Ethos

As a Not for Profit Financial Co-Operative our services aim to incorporate the Credit Union Motto “Not for Profit, Not for Charity, but for Service” by

  • Encouraging thrift
  • Creating a source of credit at reasonable interest rates
  • Educating members on the wise use of money
  • Promoting the welfare of the Credit Union community

Credit Union Philosophy

The philosophy of the Credit Union Movement is grounded in the co-operative values of:

  • Equality
  • Mutual Self Help
  • Equity

“People helping People” is at the cornerstone of this philosophy. By working together through co-operation, people can achieve far more together than individually on their own.

Credit Union Operating Principles

The Credit Union Movement has adopted a common set of Operating Principles based on our Ethos and Philosophy
Credit Union Operating Principles are:

  1. Open and Voluntary Membership
  2. Democratic Control
  3. Limited dividends on equity capital
  4. Return on savings and deposits
  5. Return of surplus to members
  6. Non-discrimination in race, religion and politics
  7. Services to members
  8. On-going education
  9. Co-operation among co-operatives
  10. Social responsibility

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